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What to Expect at Your Home Closing 

 Posted on January 16, 2023 in Real Estate Law

hood county real estate lawyerAfter months of searching for the perfect home, you have finally found it. You have made your offer, it was accepted, and now you are ready to move forward and complete the purchase. But before you can officially call a house your own, there is one final step in the process: closing. If you are a first-time homebuyer, the closing process can be intimidating. Fortunately, with a little knowledge and some preparation, it does not have to be so scary. Today, we will take a look at what happens during a typical home closing—and what role an attorney plays in it all.

What Happens During Closing?

Closing is the final step in purchasing a home. It involves signing all of the necessary paperwork to make the sale official and transferring funds from buyer to seller. At closing, both parties sign all relevant documents, such as loan agreements and deed transfers. The buyer pays any remaining balance due on their mortgage loan (if applicable), plus any other fees or taxes associated with the transaction. Once all documents are signed, the title is transferred to the new owner, and keys are handed over.

Who Is Present at Closing?

The individuals who attend closing vary depending on local regulations and practices—but generally speaking, buyers and sellers will both be present along with representatives from their respective lending institutions (if applicable) and the title company. Attorneys for both the buyer and seller may also be present. Additionally, anyone else who has played a role in helping you purchase your new home, such as real estate brokers, may also be invited or allowed to attend or observe the proceedings if they wish. 

What Role Does an Attorney Play?

An attorney is not legally required at closing in Texas—particularly when both parties are represented by agents or lenders who understand real estate law well enough to handle most legal matters associated with typical residential real estate transactions without involving attorneys directly in negotiations or signings. However, there may still be times where a lawyer’s input is necessary or requested by either party involved in the transaction, such as when dealing with complex financing issues. When attorneys are involved in closings, they typically provide guidance on real estate laws related to mortgages, title searches/transfers, deed restrictions/easements/covenants etc., as well as review documents before closings take place so that buyers and sellers know exactly what they are signing before finalizing any agreements. 

Contact a Tarrant County Residential Real Estate Attorney

If you have reached the point in your homebuying process that you require legal guidance, contact an experienced Hood County residential real estate transaction lawyer from Cain & Kiel Law. Call 817-645-1717 to schedule a confidential consultation and case evaluation. We also offer title services through our title company, Trinity Abstract & Title Co., which allows us to make the process of buying a home even easier for our clients. Schedule an appointment with us today.



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