Do I Have To Get an Inspection Before Buying a Home in Texas?

 Posted on February 21, 2026 in Real Estate Law

Texas law does not require you to get a home inspection before buying a house. However, it might be in your own best interest because skipping an inspection can expose you to serious financial risk if the property has hidden problems.

A home inspection gives you an independent review of the home’s structure, systems, and safety. According to a 2025 report from the National Association of Realtors, 88 percent of homebuyers used a home inspection as part of their purchase.

If you are thinking about buying a home in 2026, our Hood County, TX real estate lawyers can help you understand inspection risks and protect your investment before completing a home purchase.

Doesn’t Texas Law Require Sellers To Disclose During the Homebuying Process?

Texas law does not require buyers to get an inspection, but it does require sellers to disclose known property defects. Under Texas Property Code § 5.008, sellers must provide a Seller’s Disclosure Notice. This document lists known problems with the home, such as roof leaks, plumbing issues, or structural damage.

However, this disclosure only includes problems the seller already knows about. Sellers may not be aware of hidden issues. An inspection helps identify problems that may not be visible during a showing.

Why Is a Home Inspection Important Before Buying a Home?

A home inspection helps buyers understand the true condition of the property. Even homes that look well-maintained can have hidden problems.

Common issues found during inspections include:

• Roof damage or leaks
• Electrical wiring problems
• Plumbing defects or water damage
• Foundation cracks or structural concerns

Identifying these issues early allows you to make informed decisions. You may negotiate repairs, request a price reduction, or decide not to move forward with the purchase.

What Happens if You Buy a Home Without an Inspection in Texas?

Buying a home without an inspection increases your financial risk. An inspection provides important protection before committing to the transaction.

After closing, the buyer is usually responsible for repairs. Under § 5.008(d), sellers are not responsible for problems they did not know about. This means hidden defects discovered later may become the buyer’s responsibility.

Repair costs for structural, electrical, or plumbing problems can be expensive. Without an inspection, buyers may not discover these issues until after the purchase is complete.

What Is the Option Period in a Texas Real Estate Contract?

Most Texas real estate contracts include an option period. This is a short period of time after signing the contract, when buyers can inspect the home.

During the option period, buyers may:

• Schedule a home inspection.
• Review the inspection results.
• Negotiate repairs or price changes.
• Cancel the contract if serious problems are found.

This period gives you time to evaluate the property before finalizing the purchase. It also helps you avoid being locked into purchasing a property with serious defects.

Is a Home Inspection Different From an Appraisal?

Yes, inspections and appraisals serve different purposes. An appraisal determines the value of the property. Lenders require appraisals to confirm the home is worth the loan amount. An inspection evaluates the physical condition of the home. It focuses on identifying defects, safety concerns, and needed repairs.

An appraisal protects the lender. An inspection protects the buyer. Both play important roles, but only the inspection reveals potential repair issues.

How Can a Real Estate Lawyer Help Protect You During the Home Buying Process?

A real estate lawyer helps protect your legal and financial interests. Lawyers review contracts, explain disclosures, and help buyers understand inspection results. If an inspection reveals serious problems, a lawyer can help negotiate repairs or help you exit the contract properly. Ultimately, working with a lawyer can help prevent costly mistakes.

Contact Our Hill County, TX Residential Real Estate Transaction Attorneys

Buying a home is a major financial decision. At Cain & Kiel Law, we help buyers understand their rights and avoid costly risks. Call 817-645-1717 to schedule a consultation with our Hood County, TX real estate lawyers and protect your investment.